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FREE Special Reports

If you are one of the thousands of people thinking of buying or selling a home, you already know how daunting that task can seem. You have hundreds of questions, and few answers. What you need in information, but you may not be sure where to turn.

Listed below are six special reports we have prepared dealing with the issues of greatest importance to our clients. You will find the information contained in each 7 to 10 page report to be timely, concise, and comprehensive. There's no obligation--we offer these reports as a free community service. However, we ask that you only request the report which pertains to your needs at this time.

Special FREE Reports can make all the difference in your buying or selling experience! Check off what you would like - and fill out the form below!
	Free Report 1 29 Essential Tips That Get Homes Sold Fast (And For Top Dollar)
	Free Report 2 Squeezing Every Last Dollar From Your Home Sale
	Free Report 3 A Critical Guide To Home Loans: Your Options and How They Affect Your Future
	Free Report 4 Home Buyers: How to Avoid Paying Too Much
	Free Report 5 Coming Soon!
	Free Report 6 Coming Soon!

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Interest Rates >Affordable Home Loans

A whole new crop of homebuyers emerges every year. With interest rates remaining relatively low, more interested buyers than ever before are applying for home mortgage loans. Affordable loan packages are creating more investment possibilities for second homes. Trade-up or scale-down buyers are free to move into an exciting new home or condo, making more starter homes available for first-time buyers.

The advantage goes to the seller when there are more buyers than homes for sale. But in a market where the inventory of homes is growing, the competition between sellers increases and gives buyers more options. More competition is not a problem if the local market is moving at a lively pace.

Affordable loans and a wide variety of financing options make it an excellent time to buy or sell real estate.

	See All Tips In The "Interest Rates" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is the world's longest wall?
A	The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain.
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Pat and Norm Brown, REALTOR®, real estate agents and broker for Sonoma County, Sonoma Valley and Sonoma California home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat and Norm Brown
Frank Howard Allen Realtors
470 First Street East
Sonoma, CA. 95476
707-939-2043
707-939-2505
707-484-7159
Fax: 707-939-2044
Email: pat-brown@NUMBER1EXPERT.com
Pat Brown is one of America's NUMBER1EXPERTS™ in the Sonoma area. Since obtaining her California Real Estate License in 1989, she was awarded Sales Person of the Year in 1991 for Keegan & Coppin Co. Sonoma office, was the Frank Howard Allen Realtors Wine Country Group #1 "Top Producer" for five consecutive years (1996-2000),and received the Chairman's Circle of Excellence distinction for top production between 1999 and 2005 from that same company. Pat says that her my real job satisfaction comes from helping people buy and sell their homes..."I care about people, I work hard, I get results, and I help my clients have a little fun throughout the process of buying or selling a home."

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NUMBER1EXPERTS™ in real estate for Sonoma County, Sonoma Valley and Sonoma, California, Wine Country Properties, Wine Country Living, 55+ Communities.

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