All agents are NOT alike! Find out why we are top real estate experts. Call us: 707-939-2043.

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >

Coming Soon
Read Quote >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Pat and Norm Brown is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Sonoma County, Sonoma Valley and Sonoma >

Coming Soon
Find Out More >

Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's Our Gift to You.

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC.

You don't have to be online to use TripleCalc, like the other calculators on our site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you.

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's our gift to you for visiting our Sonoma County, Sonoma Valley and Sonoma web site.

You can send copies of TripleCalc to all your friends and associates.

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap...

Download TripleCalc Now!

This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.

Includes 8 other calculations you can't do without:

Simple Mortgages with P.I.T.I.
Pre-qualifying mortgages
Plus lease, investment, balloon payment and other calculators.
Every calculator uses the super-convenient "compare three at once" format.
It's FREE.

Download TripleCalc Now!

Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

Download TripleCalc Now!

School Reports in Sonoma County, Sonoma Valley and Sonoma, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Sonoma County, Sonoma Valley and Sonoma

First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Where will you find the world's most unusual golf course?
A	The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey.
See More Real Estate Trivia >

Pat and Norm Brown, REALTOR®, real estate agent and broker for Sonoma County, Sonoma Valley and Sonoma, California home listings, property and land for sale - NUMBER1EXPERT

Pat and Norm Brown
Frank Howard Allen Realtors
470 First Street East
Sonoma, CA. 95476
707-939-2043
707-939-2505
707-484-7159
Fax: 707-939-2044
Email: pat-brown@NUMBER1EXPERT.com
Pat Brown is one of America's NUMBER1EXPERTS™ in the Sonoma area. Since obtaining her California Real Estate License in 1989, she was awarded Sales Person of the Year in 1991 for Keegan & Coppin Co. Sonoma office, was the Frank Howard Allen Realtors Wine Country Group #1 "Top Producer" for five consecutive years (1996-2000),and received the Chairman's Circle of Excellence distinction for top production between 1999 and 2005 from that same company. Pat says that her my real job satisfaction comes from helping people buy and sell their homes..."I care about people, I work hard, I get results, and I help my clients have a little fun throughout the process of buying or selling a home."

Independently Owned and Operated

www.pat-brown.com is brought to you by Pat and Norm Brown
NUMBER1EXPERT in real estate for Sonoma County, Sonoma Valley and Sonoma, California

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge